You have great options to finance your new wheels & tires!

Quality wheels and tires are an investment in your vehicle's safety and performance. To make your purchase easier on your finances, we offer flexible payment options tailored to suit your budget. As your trusted source for top-brand tires at discount prices, we’re dedicated to making sure you don't have to compromise on quality. Select one of the options below during checkout to secure your financing today!

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How It Works	Financing platform with multiple programs (prime installment loans; plus “no credit needed” lease-to-own via partners).	Revolving line of credit you can use at checkout with PayPal	Installment loans shown at checkout	Lease-to-own financing (and in some cases bank/retail installment products)
Advantages	One application covers a wide credit spectrum; prime plans can include 0% or “same-as-cash” promos; quick soft-check prequal	No annual fee; 6-month special financing on eligible purchases	No late fees or hidden fees; as low as 0% APR offers may be available.	Approvals for many credit profiles; quick decision; early purchase/100-day options to reduce total cost
Credit Required	Soft check to see options; programs span prime to “no credit needed” LTO	credit check; subject to approval by Synchrony Bank	Credit check (soft check for eligibility; approval based on credit & other factors)	No credit needed” for LTO (income/banking data used); not all applicants approved
Interest Charged	Prime installment APRs typically 0%–16% (merchant/program dependent); LTO uses lease fees (not APR)	Variable purchase APR (around ~30% per current terms). Deferred-interest promo: “No Interest if paid in full in 6 months” on eligible amounts. Late fee may apply	APR 0%–36% depending on credit, merchant & term; no fees (no late, annual, prepayment, or compounding fees)	LTO includes lease fees (not interest); default plan 12–18 months; 100-Day early-ownership option available
Repayment Options	Prime: up to 48 months; LTO: typically 13 months (weekly/bi-weekly/semi-monthly)	Monthly minimum payments; you control payoff speed.	Common terms: 3, 6, 12 months (sometimes longer); Pay-in-4 is 0% APR	Default LTO term 12–18 months; 100-Day early-ownership/early buyout options
Minimum Order Amount	Merchant-specific (varies)	Promo financing typically on $149+ purchases when checking out with PayPal	$50 cart floor standard (merchants may set higher)	Often merchant-specific; some Snap flows list $150 minimum invoice; approvals commonly up to $5,000
Early Payoff	no prepayment penalty on installment plans; LTO options include 90-day/“same-as-cash” style promos where offered	you can pay any time	no penalty; you save any interest that hasn’t accrued	100-Day and other early purchase options can lower total lease cost
Late Fees	May apply (program/issuer dependent)	May apply (see issuer terms)	None	May apply (per lease & state rules)

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How It Works	Financing platform with multiple programs (prime installment loans; plus “no credit needed” lease-to-own via partners).
Advantages	One application covers a wide credit spectrum; prime plans can include 0% or “same-as-cash” promos; quick soft-check prequal
Credit Required	Soft check to see options; programs span prime to “no credit needed” LTO
Interest Charged	Prime installment APRs typically 0%–16% (merchant/program dependent); LTO uses lease fees (not APR)
Repayment Options	Prime: up to 48 months; LTO: typically 13 months (weekly/bi-weekly/semi-monthly)
Minimum Order Amount	Merchant-specific (varies)
Early Payoff	no prepayment penalty on installment plans; LTO options include 90-day/“same-as-cash” style promos where offered
Late Fees	May apply (program/issuer dependent)

Still Have A Questions?

We will be happy to answer any questions you may have.